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Another option is a consolidation loan from a credit union or peer-to-peer online lender.
Qualifying requirements usually are less stringent than banks.
When you take out your consolidated loan, your credit card debt will be paid in full and you will focus on paying down your single new loan.
Consolidation loans can be a worthwhile solution for consumers with heavy debt that is dispersed amongst multiple credit cards.As your score won’t immediately improve, timely payments on the new loan will start to positively impact your credit rating over time.If you don’t have a strong credit rating, talk with a credit counselor at a nonprofit credit counseling agency to review other options.Use your credit as an untapped asset to consolidate debt.Within 72hrs you can receive a debt consolidation loan to pay off debt and streamline your financial obligations taking unnecessary financial pressure off your shoulders.